How Often Should I Rebalance My Portfolio?
The market is going to drag your portfolio through every mud puddle it finds. It’s your job to pick your portfolio up, dust it off, and point it back in the right direction. Rebalancing brings your portfolio back into line, and ensures that you are taking the right amount of risk through time.Read More
How Long is the Long Term?
Everyone always talks about investing (and planning) for the long term. But they’re usually vague about what the “long term” actually means. Does that mean 5 years? 10 years? More? (Spoiler: the answer is definitely more). And frankly, talking about how you…Read More
Occam’s – How Do Interest Rates Affect Stock Returns?
The financial media loves to talk about interest rates. There are a lot of good reasons for this, but two of the big ones are that interest rates are really important, and they’re relatively understandable and have a direct connection to most…Read More
Occam’s – Do the Midterm Elections Matter to the Market?
The 2022 midterm elections are coming up (remember to vote on November 8th). With every election, there’s always a lot of talk about how important it is to vote (true), and that if the other side wins it means the end of…Read More
2022 – Q4 Quarterly Market Review
2022- Q4 Quarterly Market ReviewRead More
2023 – Q1 Quarterly Market Review
2023- Q1 Quarterly Market ReviewRead More
2022 – Q3 Quarterly Market Review
2022- Q3 Quarterly Market ReviewRead More
Occam’s – How Buffer Assets Might Be Able to Help Your Retirement
WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for…Read More
2022 – Q2 Quarterly Market Review
2022- Q2 Quarterly Market ReviewRead More
2022 – Q1 Quarterly Market Review
2022- Q1 Quarterly Market ReviewRead More
2021 – Q4 Quarterly Market Review
2021- Q4 Quarterly Market ReviewRead More
Reverse Engineering To Desired Retirement Time Horizons
This article is part of a series; click here to read Part 1. Using the portfolio return and volatility assumptions determined in Exhibit 1.1, we then reverse engineer fixed return assumptions and sustainable spending levels for a desired retirement time horizon and…Read More