Blog - Page 10 of 32 - Retirement Researcher

Are Bitcoins a Good Tool For Retirement Investors?

By Bob French, CFA | January 5, 2018 |

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Harvesting Gains and Losses (No Prior Farming Experience Needed)

By Rob Cordeau, CFP®, ChFC®, RICP® | November 15, 2017 |

Anyone with a taxable investment account should be thinking about gain/loss harvesting.

A paper chart with a calculator and pen resting on it

Charitable Planning – Leveraging Those Gains

By Rob Cordeau, CFP®, ChFC®, RICP® | November 8, 2017 |

The IRS encourages charitable giving by classifying donations to qualified charities as tax-deductible. As a result, it’s possible to “do good, while doing well.”

On the Power of Disciplined Investing

By Bob French, CFA | October 13, 2017 |

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Wade Pfau Releases New Book on How to Spend Money Wisely in Retirement

By Wade Pfau, Ph.D., CFA, RICP® | October 9, 2017 |

Wade Pfau’s latest book gives much needed insight into how retirees can spend money in retirement without constantly worrying about going broke.

How Can You Protect Yourself from Identity Theft and Data Breaches?

By Rob Cordeau, CFP®, ChFC®, RICP® | September 12, 2017 |

Data breaches are a constant concern in our modern society. As the latest in a long string of data breaches, Equifax recently announced they were the target of a cyberattack in which the sensitive information of nearly half of all Americans was…

How Can You Prepare for the Next 2008?

By Bob French, CFA | September 8, 2017 |

Because financial markets are habitually unpredictable in the short run, it’s challenging to draw useful conclusions based on extreme observations. However, there are important lessons investors would be well-served to remember: Capital markets generally reward long-term investors, and having a resolute investing approach may better prepare you for the next crisis and its aftermath.

How Good Is the VIX Index at Predicting Market Volatility?

By Bob French, CFA | August 25, 2017 |

Here is a summary of the VIX Index.

A Boring Market is a Happy Market, so Why Can’t People Leave Their Portfolios Alone?

By Bob French, CFA | July 20, 2017 |

People use a lot of adjectives to describe the market, but we’re excited to say we are currently experiencing what we would call a “boring market.”

What Does Your Funded Ratio Score Mean?

By Alex Murguia, PhD | July 14, 2017 |

By providing your financial objectives and the ways you want to fund them with essential and discretionary expenses, you can create a framework. Your Funded Ratio score will tell you how close your aspirations are to your reality.

Should You Invest in Cryptocurrencies? (And What Are They Anyway?)

By Bob French, CFA | June 30, 2017 |

We’ve recently gotten some questions about investing in Bitcoin and other cryptocurrencies, so I want to take this chance to talk about them. To avoid burying the lede, let me just say this up front: they really aren’t viable investment options.

The Problems with Indexing

By Bob French, CFA | June 21, 2017 |

Index funds dominate the passive management landscape (though they are not the entirety). But just because there’s no way to guess which active managers will do well in the future doesn’t mean index funds don’t have problems themselves.

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