Are Bitcoins a Good Tool For Retirement Investors?
The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.
Read MoreHarvesting Gains and Losses (No Prior Farming Experience Needed)
Anyone with a taxable investment account should be thinking about gain/loss harvesting.
Read MoreCharitable Planning – Leveraging Those Gains
The IRS encourages charitable giving by classifying donations to qualified charities as tax-deductible. As a result, it’s possible to “do good, while doing well.”
Read MoreOn the Power of Disciplined Investing
The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.
Read MoreWade Pfau Releases New Book on How to Spend Money Wisely in Retirement
Wade Pfau’s latest book gives much needed insight into how retirees can spend money in retirement without constantly worrying about going broke.
Read MoreHow Can You Protect Yourself from Identity Theft and Data Breaches?
Data breaches are a constant concern in our modern society. As the latest in a long string of data breaches, Equifax recently announced they were the target of a cyberattack in which the sensitive information of nearly half of all Americans was…
Read MoreHow Can You Prepare for the Next 2008?
Because financial markets are habitually unpredictable in the short run, it’s challenging to draw useful conclusions based on extreme observations. However, there are important lessons investors would be well-served to remember: Capital markets generally reward long-term investors, and having a resolute investing approach may better prepare you for the next crisis and its aftermath.
Read MoreHow Good Is the VIX Index at Predicting Market Volatility?
Here is a summary of the VIX Index.
Read MoreA Boring Market is a Happy Market, so Why Can’t People Leave Their Portfolios Alone?
People use a lot of adjectives to describe the market, but we’re excited to say we are currently experiencing what we would call a “boring market.”
Read MoreWhat Does Your Funded Ratio Score Mean?
By providing your financial objectives and the ways you want to fund them with essential and discretionary expenses, you can create a framework. Your Funded Ratio score will tell you how close your aspirations are to your reality.
Read MoreShould You Invest in Cryptocurrencies? (And What Are They Anyway?)
We’ve recently gotten some questions about investing in Bitcoin and other cryptocurrencies, so I want to take this chance to talk about them. To avoid burying the lede, let me just say this up front: they really aren’t viable investment options.
Read MoreThe Problems with Indexing
Index funds dominate the passive management landscape (though they are not the entirety). But just because there’s no way to guess which active managers will do well in the future doesn’t mean index funds don’t have problems themselves.
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