Safe Withdrawal Rates and Life Expectancy, Part 2

By Wade Pfau, Ph.D., CFA

I apologize for borrowing the post title from Mike Piper’s Oblivious Investor Blog, but I can’t come up with any better name.  I see that this topic of combining safe withdrawal rates with life expectancies is pretty popular. Just a reminder, I…

Guidelines for Withdrawal Rates and Portfolio Safety During Retirement

By Wade Pfau, Ph.D., CFA

A lot of retirement withdrawal rate studies are very repetitive and do not really offer anything new.  There are many variations of the Trinity study, which looks at success rates (or the corresponding failure rates in the case of today’s article) of…

Getting on Track for Retirement

By Wade Pfau, Ph.D., CFA

I have finished a new article called, “Getting on Track for a Sustainable Retirement: A Reality Check on Savings and Work”. This paper can be downloaded from RePEc. It is scheduled to be published in the October 2011 Journal of Financial Planning.…

Safe Savings Rates: A New Approach to Retirement Planning over the Lifecycle

By Wade Pfau, Ph.D., CFA

“Safe Savings Rates: A New Approach to Retirement Planning over the Life Cycle.” (As featured in The Economist) This article is in the May 2011 issue of the Journal of Financial Planning.  Should that link stop working, a draft version of the paper…