Guidelines for Withdrawal Rates and Portfolio Safety During Retirement

By Wade Pfau, Ph.D., CFA

A lot of retirement withdrawal rate studies are very repetitive and do not really offer anything new. This article offers a very nice graphical way of presenting its results.

Getting on Track for Retirement

By Wade Pfau, Ph.D., CFA

Those already late in their careers who are thinking seriously about retiring in the coming years may have been interested in the “safe savings rate” concept, but be left wondering how to apply it to their own personal situations. This new paper provides the answer about how to do this. 

Safe Savings Rates: A New Approach to Retirement Planning over the Lifecycle

By Wade Pfau, Ph.D., CFA

Most retirement planning literature treats the working and retirement phases separately. My findings suggest that a fundamental rethink about retirement planning is needed.