A lot of retirement withdrawal rate studies are very repetitive and do not really offer anything new. This article offers a very nice graphical way of presenting its results.
Those already late in their careers who are thinking seriously about retiring in the coming years may have been interested in the “safe savings rate” concept, but be left wondering how to apply it to their own personal situations. This new paper provides the answer about how to do this.
Most retirement planning literature treats the working and retirement phases separately. My findings suggest that a fundamental rethink about retirement planning is needed.