What are Market Valuations? (Part 1)

By Bob French, CFA

Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice for a fixed portfolio return assumption.

2018 – Q1 Quarterly Market Review

By Retirement Researcher

2018 – Q1 Quarterly Market Review

Socially Responsible Investing Doesn’t Make Sense – Except When It Does

By Bob French, CFA

Taking distributions from an investment portfolio amplifies the impacts of portfolio volatility, making retirement income planning particularly tricky as distributions tend to be the primary income source for retirees. We can use Monte Carlo simulations to show the increase of money-weighted investment returns in retirement, which has important implications about the choice for a fixed portfolio return assumption.

Does Dollar Cost Averaging Make Sense?

By Bob French, CFA

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Building and Maintaining an Investment Portfolio

By Wade Pfau, Ph.D., CFA

Building a diversified and effective investment portfolio is an important part of creating an efficient retirement income plan. Much of the research around retirement income planning tends to focus on other matters and not put a lot of weight on portfolio-creation matters.…

Putting Monday’s Drop in Perspective

By Bob French, CFA

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Working with Retirement Income Buckets – Webinar Q&A

By Wade Pfau, Ph.D., CFA

Wade Pfau’s latest book gives much needed insight into how retirees can spend money in retirement without constantly worrying about going broke.

2017 – Q4 Quarterly Market Review

By Bob French, CFA

2017 – Q4 Quarterly Market Review

How Much Income Do You Need in Retirement, and How Much Can You Safely Spend?

By Bob French, CFA

Most people are focused on saving for retirement so they’ll have the money they need. However, ask most people how much they’re going to spend in retirement and they have no idea. To plan for retirement effectively, you need to have some…

How Much Income Do I Need in Retirement?

By Bob French, CFA

Most people are focused on saving for retirement so they’ll have the money they need to fund their income in retirement. However, ask most people how much they’re going to spend in retirement and they have no idea. To plan for retirement…

Are Bitcoins a Good Tool For Retirement Investors?

By Bob French, CFA

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Review: People are taking out mortgages to buy bitcoin, says securities regulator

By Bob French, CFA

We’ve been hearing a lot more about bitcoin lately. It’s done phenomenally well this year, and, as if the Bitcoin market wasn’t speculative enough, there’s also a brand-new Bitcoin futures contract that just started trading last week, and people are starting to…