Some People Are Saying Bonds Don’t Provide Diversification Benefits, and They Couldn’t Be More Wrong
Recently, one of our clients asked our opinion on an article he found. We get these types of questions pretty frequently, and normally we just walk clients through what the article means for their portfolio (and often, why it’s wrong). But this…
Asset allocations come in many shapes and sizes, but they’re never more important than when you enter retirement.
Often, retirees are limited to accepting whatever a researcher assumes about market returns in order to obtain guidance about sustainable spending rates.
Retirement income comes in many forms. Wade Pfau considers the pros and cons of a rising equity glide path.
Risk is one of those complicated concepts that you can’t really pin down to one definition, but it’s the single most important factor for investors.
The relationship between how long you’ll live and your sustainable spending rate is a big piece of the retirement planning puzzle.
One way to deal with the uncertainty of how long you’ll live when you plan for retirement is to look at survival probabilities.
Statistics are great and all, but just because the numbers say something will happen doesn’t make it the gospel truth.
Retirees clearly would have been harmed historically by having their emotions lead them to deviate from their strategic asset allocation.
Many do-it-yourself retirees and advisors recommend investing for and living off of income in retirement, but we’re not so sure.
Index investing came from humble beginnings to become one of the most widely used strategies in use today.