Some People Are Saying Bonds Don’t Provide Diversification Benefits, and They Couldn’t Be More Wrong

By Bob French, CFA

Recently, one of our clients asked our opinion on an article he found. We get these types of questions pretty frequently, and normally we just walk clients through what the article means for their portfolio (and often, why it’s wrong). But this…

How Should Your Asset Allocation Look in Retirement?

By Wade Pfau, Ph.D., CFA

Asset allocations come in many shapes and sizes, but they’re never more important than when you enter retirement.

The Possibilities of Broader Diversification in Retirement

By Wade Pfau, Ph.D., CFA

Often, retirees are limited to accepting whatever a researcher assumes about market returns in order to obtain guidance about sustainable spending rates.

Should You Use a Rising Equity Glide Path in Retirement?

By Wade Pfau, Ph.D., CFA

Retirement income comes in many forms. Wade Pfau considers the pros and cons of a rising equity glide path.

What is Risk?

By Bob French, CFA

Risk is one of those complicated concepts that you can’t really pin down to one definition, but it’s the single most important factor for investors.

What’s the Most Appropriate Planning Age for Retirees?

By Wade Pfau, Ph.D., CFA

The relationship between how long you’ll live and your sustainable spending rate is a big piece of the retirement planning puzzle.

How Likely Is It That You’ll Live Past 80?

By Wade Pfau, Ph.D., CFA

One way to deal with the uncertainty of how long you’ll live when you plan for retirement is to look at survival probabilities.

The Dangers of Putting Our Faith in Statistics

By Bob French, CFA

Statistics are great and all, but just because the numbers say something will happen doesn’t make it the gospel truth.

Chasing Returns Is Particularly Dangerous for Retirees

By Wade Pfau, Ph.D., CFA

Retirees clearly would have been harmed historically by having their emotions lead them to deviate from their strategic asset allocation.

Which Makes More Sense for Retirees: A Total-Return or Income Portfolio?

By Wade Pfau, Ph.D., CFA

Many do-it-yourself retirees and advisors recommend investing for and living off of income in retirement, but we’re not so sure.

How Index Investing Became What It Is Today

By Bob French, CFA

Index investing came from humble beginnings to become one of the most widely used strategies in use today.

What Is the Stock Market and How Does It Work?

By Bob French, CFA

Before you go investing your life savings in the stock market, you should have a basic understanding of what the market is and how it works.