Featured Articles

Midterm Elections: What Do They Mean for Markets?

With the recent market volatility this last month and the upcoming mid-term elections, it is not uncommon to receive questions regarding the potential market reactions. Dimensional provided a great little piece on this below. The two exhibits that accompany the article really tell the story nicely. Enjoy! Midterm Elections: What Do They Mean for Markets?…

Are the Markets’ New Highs the Current Worry?

There are a handful of times a year when certain events precipitate a market drop. So much so, that we feel it is helpful to provide perspective on why investing in the stock market is a great way to help you build your asset base so when you retire you can better generate retirement income…

What Does Your Funded Ratio Score Mean?

We are really fond of the Funded Ratio because it allows us to provide a numerical picture of your retirement income plan. In our retirement income optimization process, you can create a framework by providing your preferences for your financial objectives and the subsequent ways you want to fund them with essential and discretionary expenses.…

Why Even I (Especially I) Need an Investment Advisor

Wendy Cook is one of our favorite financial writers, and she recently wrote a piece telling the story of how she came to invest with evidence-based advisors. I think her story is valuable, especially for people new to investing or those looking for a different approach. With her permission, we are reprinting her letter here in full. Enjoy! —Alex…

Midterm Elections: What Do They Mean for Markets?

By Alex Murguia, PhD

With the recent market volatility this last month and the upcoming mid-term elections, it is not uncommon to receive questions regarding the potential market reactions. Dimensional provided a great little piece on this below. The two exhibits that accompany the article really…

Are the Markets’ New Highs the Current Worry?

By Alex Murguia, PhD

There are a handful of times a year when certain events precipitate a market drop. So much so, that we feel it is helpful to provide perspective on why investing in the stock market is a great way to help you build…

What Does Your Funded Ratio Score Mean?

By Alex Murguia, PhD

We are really fond of the Funded Ratio because it allows us to provide a numerical picture of your retirement income plan. In our retirement income optimization process, you can create a framework by providing your preferences for your financial objectives and…

Why Even I (Especially I) Need an Investment Advisor

By Alex Murguia, PhD

Wendy Cook is one of our favorite financial writers, and she recently wrote a piece telling the story of how she came to invest with evidence-based advisors. I think her story is valuable, especially for people new to investing or those looking for a…

How Should I Spend My Money in Retirement?

By Alex Murguia, PhD

The following is an excerpt from our ebook, “A Day in the Life of a Portfolio,” which you can download by clicking here. The whole point of saving your money is to be able to use it in the future. You’ve spent…

A Vanishing Value Premium?

By Alex Murguia, PhD
[vc_row][vc_column width=”1/1″][vc_column_text] At McLean, we tilt our investment portfolios toward value-weighted companies, and we have a fair exposure to small-cap companies. We do this internationally and domestically because there is a higher expected return premium (i.e., value stocks outperform growth stocks and…

Can you time the market?

By Alex Murguia, PhD

We preach investing for the long term to accomplish your objectives, but we’re still human, so we understand the temptation to try to anticipate market movements and invest accordingly. Even though countless phrases warn against attempting to time the market, our emotions…

Whether Gold Prices Are Up or Down, You Should Stay Away

By Alex Murguia, PhD

Along with China and the potential implications of rising interest rates, many stories have come out this week heralding the fall of gold and the new world we now live in as a result. It seems only a few years ago, we were…

The China Syndrome

By Alex Murguia, PhD

Below is a very nice piece on China, courtesy of Jim Parker, Vice President at Dimensional Fund Advisors. The article points out that while China is the largest economy when measured in terms of purchasing power, the Chinese stock market is still in…

For Couples, Not Talking About Money Can Be Costly

By Alex Murguia, PhD

I was stunned to read the first paragraph of this article. “Do you know how much money your spouse makes? …According to a biannual retirement survey of over 1,000 couples by Fidelity Investments, it’s a question 43% of couples can’t answer—up from 27%…

Bucket of Cold Water Dumped on this Investing Strategy

By Alex Murguia, PhD

Poor Greece. Not even the Greek alphabet has been given safe quarter these past weeks. Perhaps it is the ever increasing popularity of ETF strategies and the continuing underwhelming performance of active managers, but one thing is clear if you are trying…

Can Indexing Become Too Big?

By Alex Murguia, PhD

This is an issue that comes up as a last ditch effort to attempt to sway the active/passive argument in the active direction. It’s as if after a wave of articles that show the shortcomings of trying to outguess the markets an…