Retirement Researcher, LLC only transacts business in states where it is properly registered, or excluded or exempted from registration requirements. This website is for informational purposes only and does not constitute a complete description of our investment services or performance.
- Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third-party Website, will be profitable or equal to corresponding indicated performance levels.
- Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.
- Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have [the] effect of decreasing historical performance results.
This website is in no way a solicitation of an offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists.
Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources that we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither our information providers nor we shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness, or for any delay or interruption in the transmission thereof to the user.
Please Note: The information being provided is strictly as a courtesy. When you link to any of these websites provided here you are leaving this site. Our company makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site. When you access one of these sites, you are leaving Retirement Researcher, LLC’s website and assume total responsibility and risk for your use of the sites you are linking to. There are no warranties, expressed or implied, as to the accuracy, completeness, or results obtained from any information posted on this or any “linked website.”
Disclosures for Professional Designations
Professional credentials or designations should not be viewed as the sole determining factor in obtaining or retaining a financial adviser’s services.
Chartered Financial Analyst® (CFA)
The Chartered Financial Analyst® (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals. CFA designates an international professional certificate that is offered by the CFA Institute. There are currently more than 178,000 CFA® Charterholders working in over 170 countries and regions. To earn the CFA charter, candidates must: (1) pass three sequential, six-hour examinations; (2) have at least four years of qualified professional investment experience; (3) join CFA Institute as members; and (4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
Retirement Income Certified Professional (RICP®)
Refers to a financial professional who specializes in retirement income planning. Financial professionals earn the RICP® designation after completing three required courses. The RICP® designation holder is required to complete continuing education. The designation is offered through the American College of Financial Services.