Professional credentials or designations should be viewed as the sole determining factor in obtaining or retaining a financial adviser’s services. Please see our disclosure page for further information on the professional designations discussed herein. Blog posts and educational content linked on this page are intended for convenience, educational, and informational purposes only. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. The adviser does not endeavor to update or remove blog posts and articles after initial publication. No linked content should be construed as individualized advice or recommendations, and the discussions contained are not a substitute for investment advice from a professional adviser. This commentary should not be regarded as a complete analysis of the subjects discussed. Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon a variety of factors, such as the client’s investment, tax, and financial circumstances and overall objectives. Appearances and features in third-party publications should not be construed as endorsements regarding the firm’s advisory services. No compensation was paid for inclusion in such publications. The effectiveness and potential success of a retirement plan depends on a variety of factors, including but not limited to the manner and timing of implementation, the client’s retirement horizon and investable assets, and overall market conditions. Individualized investment advisory services offered by McLean Asset Management Corp., an affiliated investment adviser. Neither personalized nor specialized services should be construed as a guarantee of a particular outcome. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.