Occam’s – How Are You Different From the Average Investor?

By Bob French, CFA

WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event.…

Determining Sustainable Spending from an Investment Portfolio in Retirement

By Wade Pfau, Ph.D., CFA, RICP®

Determining the sustainable spending rate from a diversified investment portfolio in retirement requires making decisions about longevity and market returns. The final section in this chapter provides an opportunity to integrate this discussion in order to obtain a better sense about sustainable…

GME and WallStreetBets

What Does the GameStop Kerfuffle Mean?

By Bob French, CFA

It’s been a pretty wild ride with GameStop. But while there has been a lot happening, does it actually mean much? We’ve examined the details of what happened elsewhere, so I’m going to focus on some of the bigger questions that this…

What Happened With GameStop?

By Bob French, CFA

It’s a bit of an understatement to say that GameStop has been in the news lately. There are a lot of people opining about what is going on, but we want to cut through that and look at what actually happened (we…

Is the Value Premium Pining for the Fjords?

By Bob French, CFA

There’s no magic formula for investing. The financial markets seem to take some sort of cosmic joy in bringing people back down to Earth. And it’s value investing’s turn – in fact, it’s been value investing’s turn for a while now. To put it mildly, this has been a rough decade and a half for value stocks.

2021 – Q1 Quarterly Market Review

By Retirement Researcher

2020- Q2 Quarterly Market Review

2020 – Q4 Quarterly Market Review

By Retirement Researcher

2020- Q2 Quarterly Market Review

What Do Low Interest Rates Mean for Stock Returns?

By Bob French, CFA

Interest rates are one of the key tools that the Federal Reserve has to manage the economy. Changing how much it costs to borrow money can slow down an economy or give a the economy a nudge.

2020 – Q3 Quarterly Market Review

By Retirement Researcher

2020- Q2 Quarterly Market Review

A Tax on Giving – Understanding the Rules of the Gift Tax

By Rob Cordeau, CFP®, ChFC®, RICP®

Getting taxed once is hard enough, but getting hit a second time on the same dollars? That’s enough to give even a compliant taxpayer the urge to toss crates of tea into Boston Harbor. Whether double taxation like the gift tax is morally right…

I have taken the Retirement Income Style Awareness™ Profile. Is it helpful to use this with a financial professional?

By Alex Murguia, PhD

Here, we address whether or not you feel it would be helpful to share your personal RISA™ results with a financial professional.

I’ve taken the Retirement Income Style Awareness™ Profile. What’s next?

By Alex Murguia, PhD

We were able to categorize next steps after the RISA™ into five groups.