Occam’s – How Buffer Assets Might Be Able to Help Your Retirement 

By Bob French, CFA

WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for…

turned-on MacBook Pro

2022 – Q2 Quarterly Market Review

By Retirement Researcher

2021- Q4 Quarterly Market Review

black and silver laptop computer

2022 – Q1 Quarterly Market Review

By Retirement Researcher

2021- Q4 Quarterly Market Review

2021 – Q4 Quarterly Market Review

By Retirement Researcher

2021- Q4 Quarterly Market Review

Reverse Engineering To Desired Retirement Time Horizons

By Wade Pfau, Ph.D., CFA, RICP®

This article is part of a series; click here to read Part 1. Using the portfolio return and volatility assumptions determined in Exhibit 1.1, we then reverse engineer fixed return assumptions and sustainable spending levels for a desired retirement time horizon and…

Occam’s – How Are You Different From the Average Investor?

By Bob French, CFA

WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event.…

Occam’s – Understanding Inflation

By Retirement Researcher

WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event.…

Separately Managed Funds

Occam’s – When Does a Separately Managed Account Make Sense?

By Bob French, CFA

WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event.…

Occam’s – Your Plan is Wrong (And That’s OK)

By Bob French, CFA

Planning for retirement is vitally important. And with something this important, many of us want a sense of control. We want to know that our retirement income plan covers all the bases, and that it will smoothly take us through to a successful retirement. But, for most of us, that’s not how it’s going to play out. 

Occam’s – Inflation and Your Retirement Plan

By Bob French, CFA

WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event.…

Determining Sustainable Spending from an Investment Portfolio in Retirement

By Wade Pfau, Ph.D., CFA, RICP®

Determining the sustainable spending rate from a diversified investment portfolio in retirement requires making decisions about longevity and market returns. The final section in this chapter provides an opportunity to integrate this discussion in order to obtain a better sense about sustainable…

GME and WallStreetBets

What Does the GameStop Kerfuffle Mean?

By Bob French, CFA

It’s been a pretty wild ride with GameStop. But while there has been a lot happening, does it actually mean much? We’ve examined the details of what happened elsewhere, so I’m going to focus on some of the bigger questions that this…