Financial Planning Analysis
The Coronavirus and Its Effects on the Market and Your Retirement
Just like many other areas of life, the novel Coronavirus is having a significant impact on the financial markets.
Read MoreTwo Philosophies for Retirement Income Planning Part Two: Safety-First School
This article is part of a series; click here to read Part 1. The safety-first school of thought was originally derived from academic models of how people allocate their resources over a lifetime to maximize lifetime satisfaction. Academics have studied these models…
Read MoreTwo Philosophies for Retirement Income Planning Part One: Probability-Based
Within the world of retirement income planning, the siloed nature of financial services between investments and insurance leads to two opposing philosophies about how to build a retirement plan. There is an old saying that if the only tool you have is…
Read MoreThe Retirement Researcher Manifesto – Part Two
This article is part of a series; click here to read part One. Let’s continue to review the last 3 guidelines in the manifesto for my approach to retirement income planning. Approach retirement income tools with an agnostic view The financial services…
Read MoreThe Retirement Researcher Manifesto – Part One
As I have attempted to summarize the key messages and themes that have underscored my writing and research, I find that the following eight guidelines serve as a manifesto for my approach to retirement income planning. It is helpful to start with…
Read MoreOverview Of Retirement Income Planning – Part Two
This article is a part of a series; click here to read Part One. With investment solutions, a more comfortable lifestyle may be maintained for those willing to invest aggressively in the hope of subsequently earning higher market returns to support a…
Read MoreOverview Of Retirement Income Planning – Part One
Strong disagreements exist about how to position a retiree’s assets to best meet retirement goals. Two fundamentally different philosophies for retirement income planning—which I call probability-based and safety-first—diverge on the critical issue of where a retirement plan is best served: in the…
Read MoreStrategies To Consider When Building An Effective Retirement Income Plan
The challenge in building an effective retirement income plan is to use available income tools and tactics in a strategic manner to meet the financial goals of retirement while also managing the risks confronting those goals. The financial goals of retirement include…
Read MoreWomen and Financial Planning
“Think equal, build smart, innovate for change”. It is a time to applaud the progress of women’s achievements around the world. However, even with incredible progress, women face unique circumstances when approaching retirement.
Read MoreCharitable Planning Strategies for the Fragile Decade
Many people do not consider charitable gifting strategies to help optimize their retirement plans, though they might benefit their overall plans.
Read MoreThe Impact of Unexpected Inflation
Inflation and the four L’s of retirement: longevity, legacy, lifestyle, and liquidity.
Read MoreHandle with CARE: 5 Years Before Retirement
Rather than developing an exhaustive list of to do’s that may or may not be appropriate for everyone, our approach is to help the client develop a retirement framework for retirement or way of thinking about retirement. We call this the “CARE” retirement framework and it will help you build a foundation for a successful retirement.
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