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Financial Support of Adult Children and Your Retirement

Much has been written about how the current generation of young people are transitioning to full adulthood. Some take a very negative view characterizing the transition as “slow” while others take a sympathetic view, reasoning that that the transition is more difficult to make than it was for prior generations given that the cost of […]

Do Stocks Get Safer The Longer You Own Them?

There are a lot of cliches in retirement planning. And a lot of them are cliches for a good reason – they’re good advice. But not always, and more than a few of them are right for the wrong reasons. 

One of those cliches is that with investing you need to focus on the long term to reduce the risks from investing. It is absolutely true that investing is a long-term activity, but is that second part true? Do stocks (and other types of investments) get safer the longer you hold onto them?

How to Generate Inflation Adjusted Income in Retirement

Inflation is a fact of life. It’s also not so great for retirees. In fact, it’s one of the biggest risks that retirees face. By constantly eating away at the value of our savings and income, inflation will slowly reduce our purchasing power in retirement – if we don’t do anything about it.

You Can’t Time the Markets

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.

Lessons For The Next Crisis

“I find your lack of faith disturbing.” I gotta say, we agree with Darth Vadar on this one. When times of crisis arise, people naturally have a range of emotions, including fear, panic, and mistrust. This can lead to behaviors that directly contradict long-term saving strategies. It’s important to take a moment, and remember your […]

The Coronavirus and Your Investments

The Coronavirus is scary. When it’s possible to make reasonable comparisons with the Spanish Flu, that should make you sit up and take notice. Aside from the reasonable precautions that you should be taking, what should you be doing to protect your investments from the disruptions that the Coronavirus may cause? We’ve already seen significant […]

Handle with CARE: 5 Years Before Retirement

Rather than developing an exhaustive list of to do’s that may or may not be appropriate for everyone, our approach is to help the client develop a retirement framework for retirement or way of thinking about retirement.  We call this the “CARE” retirement framework and it will help you build a foundation for a successful retirement.

What Risks Are Worth Taking

Risk drives everything about your investments, but all risk is not created equal. For most investors (and most of the financial industry) dealing with risk is a lot like making sausage. People want the end result, the investment returns, but they don’t want to deal with the process and the uncertainty that risk implies. They […]

Why You Make Profit From Investing

Why have markets been good to investors over the long-term? Why should you get those returns for simply investing your money? The reason: the market is paying you to take on risk.

Join us for a FREE webinar:

Disability and Early Retirement:

What You Can Do to Protect Yourself Now

Hosted By

Doug Strott

Tuesday, May 21st

1:00 - 2:00 PM ET

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Register to attend our FREE 4-Day Retirement Income Challenge event on March 4th – 7th from 12:00 – 2:00 PM ET each day.

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