Preparing for Retirement When You’re Starting Late

Everyone knows that you’re supposed to start saving for retirement early, but that doesn’t always happen. In fact, if you look at the numbers, it’s actually pretty rare. Most people are woefully unprepared for retirement, but you can change that.

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The Importance of Your Savings Rate

How much you save for retirement goes a long way to determining how much you can spend in retirement. There are many factors to your success in retirement, but they all pale in comparison to your savings rate. Put simply, this is the most important number in financial planning.

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Should You Downsize in Retirement?

One method for freeing home equity for other uses is to downsize your home as a part of moving. Downsizing could mean either moving to a smaller home, or moving into a similar-sized home in a less expensive community.

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How to Age in Place

Originally published at Forbes Another important consideration for housing decisions, whether you decide to stay put or move, is to make sure a foundation exists to comfortably support aging in place. This concept refers to the growing industry around helping the aging population remain in their homes despite functional or cognitive impairments. Individuals benefit from…

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