Which Is Better for Retirement Income: Insurance or Investments?
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Retirement planning experts have long debated the question: Which is better for retirement income: insurance or investments? Wade Pfau weighs in.
Justifying a Delayed Claiming Age for Social Security
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With an understanding about how benefits are calculated, the important question to consider becomes how to develop a Social Security claiming strategy. When should you apply for benefits?
Securing Longevity Insurance Through Income Annuities
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I have published a few pieces in the past couple weeks on how income annuities are priced and used. Understanding how to use annuities can be a great benefit when planning for retirement. Let’s consider another possibility.
Fixed Time Horizons vs. Survival Probabilities for Retirement Planning
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The planning horizon for the 4% rule is 30 years, but how long will your retirement really last?