Can You Time Risk Premiums?
No one really likes risk. We all have to deal with it, but that doesn’t mean we want to. Yes, there are people who live to jump out of airplanes and walk on tight ropes with no net, but I’m talking about financial risk. Unfortunately, at least in investing, risk and return are tightly intertwined. […]
How Should I Spend My Money in Retirement?
The whole point of saving your money is to be able to use it in the future. You’ve spent decades saving for retirement, so you want to use the money in the most effective way possible.
Maintaining Your Portfolio Is a Rebalancing Act
Markets bounce around, which means your portfolio will eventually look different than it did when you started. You’ll be taking the wrong amount of risk. We want to bring your portfolio back to where it should be through a process we call “rebalancing.”
