The Importance of Your Savings Rate

How much you save for retirement goes a long way to determining how much you can spend in retirement. There are many factors to your success in retirement, but they all pale in comparison to your savings rate. Put simply, this is the most important number in financial planning.

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A Safer Approach To Retirement Income Planning

The relationship between stock market valuations and sustainable spending rates has great implications for retirement planning when we consider how the pre-retirement savings phase and the post-retirement withdrawal phase can be linked through the stock market valuation level at retirement.

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The Value of Financial Advice

I am often asked whether it is worth the cost to hire a financial advisor. After all, they charge you money to make you money. People say they can listen to the news and know where and how to invest, so, “Wouldn’t I be better off just keeping that fee for myself?” That is an excellent question with an answer that depends on many factors.

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Getting on Track for Retirement

Those already late in their careers who are thinking seriously about retiring in the coming years may have been interested in the “safe savings rate” concept, but be left wondering how to apply it to their own personal situations. This new paper provides the answer about how to do this. 

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