Are Annuities (SPIAs) Okay When Interest Rates are Low?

Readers of my last blog entry, Annuities and Delayed Social Security, provided many valuable comments, prompting me to now write a follow-up post. Most of the discussion centered on a chart showing the relationship between annuity payout rates and interest rates. That chart was actually a last minute addition, as I saw the picture on […]
Safe Withdrawal Rates and Life Expectancy, Part 2

Safe Withdrawal Rates and Life Expectancy, Part 2
A Paradigm Shift in Retirement Planning: Integrated Approach Reveals New Insights
Most retirement planning literature treats the working and retirement phases separately. My findings suggest that a fundamental rethink about retirement planning is needed.