Do Stocks Get Safer The Longer You Own Them?

There are a lot of cliches in retirement planning. And a lot of them are cliches for a good reason – they’re good advice. But not always, and more than a few of them are right for the wrong reasons.
One of those cliches is that with investing you need to focus on the long term to reduce the risks from investing. It is absolutely true that investing is a long-term activity, but is that second part true? Do stocks (and other types of investments) get safer the longer you hold onto them?
How to Generate Inflation Adjusted Income in Retirement

Inflation is a fact of life. It’s also not so great for retirees. In fact, it’s one of the biggest risks that retirees face. By constantly eating away at the value of our savings and income, inflation will slowly reduce our purchasing power in retirement – if we don’t do anything about it.
You Can’t Time the Markets

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.
Why Can’t ‘Winning’ Active Managers Keep on Winning?

The numbers show that active management simply doesn’t work. There are several arguments against active fund managers, but one of the most damning is that winners don’t seem to repeat.
Should You Try Timing to Avoid Bad Markets?

WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment […]
On the Power of Disciplined Investing

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.
A Boring Market is a Happy Market, so Why Can’t People Leave Their Portfolios Alone?

People use a lot of adjectives to describe the market, but we’re excited to say we are currently experiencing what we would call a “boring market.”
The Problems with Indexing

Index funds dominate the passive management landscape (though they are not the entirety). But just because there’s no way to guess which active managers will do well in the future doesn’t mean index funds don’t have problems themselves.
How Index Investing Became What It Is Today

Index investing came from humble beginnings to become one of the most widely used strategies in use today.
One of the Most Successful Active Managers of all Time Shows Why Active Management Doesn’t Work

The appeal of market timing is obvious. Who wouldn’t want to get in and out of the market at the best time every time? We’ve talked a lot about market timing in the past – timing risk premiums, trying to time the markets on a daily basis, and the importance of staying disciplined even when it seems obvious the markets are going to go down.