The Continuum of Long-Term Care

Many receive long-term care at their homes or at community centers or adult day care centers. Institutionalized living is not always required, and proper long-term care planning may allow one to remain at home longer than otherwise possible.
Costs and Incidence of Long-Term Care

How likely is a person to experience a need for different types of long-term care? This is a challenging question and it is hard to find good answers.
The Importance of Planning for Long-Term Care

Long-term care spending represents one of the most severe spending shocks that can impact retirees.
Organizing Your Finances After a Chronic Illness
Chronic illness is life-changing. When it comes to medical expense coverage, you might be looking at new regulations on the kinds of treatments available to you, the physicians you meet with, and the hospitals that are covered. Unfortunately, the older you get, the more likely a chronic illness becomes. The statistics are staggering: 90 percent […]
Securing Longevity Insurance Through Income Annuities

I have published a few pieces in the past couple weeks on how income annuities are priced and used. Understanding how to use annuities can be a great benefit when planning for retirement. Let’s consider another possibility.
Safe Withdrawal Rates and Life Expectancy, Part 2

Safe Withdrawal Rates and Life Expectancy, Part 2