Women and Financial Planning
“Think equal, build smart, innovate for change”. It is a time to applaud the progress of women’s achievements around the world. However, even with incredible progress, women face unique circumstances when approaching retirement.
Should You Try Timing to Avoid Bad Markets?
WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment […]
How Does the Market in 2018 Stack Up Historically
There’s been a lot of ‘sturm und drang’ around what the markets have been doing lately. The financial media has been talking about how this is the sign of the inevitable end of the world. Of course, we’ve had a few things lately that were also supposed to be signs the world crashing down on our ears. But, well, the world is […]
Charitable Planning Strategies for the Fragile Decade
Many people do not consider charitable gifting strategies to help optimize their retirement plans, though they might benefit their overall plans.
Is There Such a Thing as “Too Diversified?”
A client brought up the concept of being too diversified recently, and it gave me pause. My initial reaction was that there is no such thing . Diversification is a good thing. It allows you to minimize risks inherent in individual investments (company gets sued, senior executive leaves, “next big thing” flops, etc.) and take […]
2019 – Q2 Quarterly Market Review
2019 – Q2 Quarterly Market Review
The Impact of Unexpected Inflation
Inflation and the four L’s of retirement: longevity, legacy, lifestyle, and liquidity.
The Art of Disciplined Investing
Often the least sexy advice is the right advice. It’s not exciting, but it will accomplish your goals. This goes for investing, too. Think of your portfolio as a farm. You’ll have good years and bad years, but if you focus on the important parts and don’t let yourself get distracted, you’ll reap the rewards […]
Are the Markets’ New Highs the Current Worry?
There are a handful of times a year when certain events precipitate a market drop. So much so, that we feel it is helpful to provide perspective on why investing in the stock market is a great way to help you build your asset base so when you retire you can better generate retirement income […]
Are Municipal Bonds Right for You?
We all want to minimize the amount of taxes that we owe. Municipal bonds, or munis, often seem like a great solution since they’re billed as being tax free (which we’ll talk about in a bit), but everyone else thinks so, too, which means that their prices reflect their tax advantages. This doesn’t disqualify munis as a great tool for retirement investors, but you do need to be careful about how you use them.
