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What is an RMD?
Here are the answers to some of the most commonly asked questions about required minimum distributions (commonly referred to as RMDs or MRDs).
The Value of Financial Advice
I am often asked whether it is worth the cost to hire a financial advisor. After all, they charge you money to make you money. People say they can listen to the news and know where and how to invest, so, “Wouldn’t I be better off just keeping that fee for myself?” That is an excellent question with an answer that depends on many factors.
Occam’s – “How Does the Situation in Greece Affect Me?”
WHAT IS OCCAM’S RAZOR?Occam’s Razor is a principle attributed to William Occam, a 14th century
For Couples, Not Talking About Money Can Be Costly
I was stunned to read the first paragraph of this article. “Do you know how
Bucket of Cold Water Dumped on this Investing Strategy
Poor Greece. Not even the Greek alphabet has been given safe quarter these past weeks.
Can Indexing Become Too Big?
This is an issue that comes up as a last ditch effort to attempt to
Taking the Risks That Make Sense
More risk does not mean more return, but more return follows more risk. Which risks make sense for you?
How Many Stocks Does it Take to Be Truly Diversified?
Everyone “knows” you should have a diversified portfolio. What other kind of portfolio would you want?
Safe Withdrawal Rates for Retirement and the Trinity Study
One of the classic studies in the field of financial and retirement planning is the Trinity Study.
How Asset Location Helps Your Investments Flourish
How you invest is the largest determining factor in the level of returns you will see. But what about the “where” of investing?
How Should Retirement Spending Adjust to Investment Portfolio Performance?
A natural starting point for discussions about retirement spending is the 4% rule. William Bengen look at all the different 30 year periods in US history and found that withdrawing 4% of retirement date assets, and then subsequently adjusting the spending amount for inflation over the next 30 years, would have worked historically as a sustainable strategy.
Why the Dow Doesn’t Work
With Apple’s addition to the Dow (or more properly, the Dow Jones Industrial Average), now
