Goals

Preparing for Retirement When You’re Starting Late

Everyone knows that you’re supposed to start saving for retirement early, but that doesn’t always happen. In fact, if you look at the numbers, it’s actually pretty rare. Most people are woefully unprepared for retirement, but you can change that. Preparing for retirement is a lot like planting a tree. The best time to do…

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Building and Maintaining an Investment Portfolio

Building a diversified and effective investment portfolio is an important part of creating an efficient retirement income plan. Much of the research around retirement income planning tends to focus on other matters and not put a lot of weight on portfolio-creation matters. The basic research tends to assume two asset classes (U.S. large-capitalization stocks and…

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Review: How you can retire by the time you’re 40

A lot of people dream about early retirement, but they think it’s an unattainable dream. The truth is, it’s probably more possible than you think. To get there, you need to have a very clear idea of what you want, a plan for how to get there, and the willingness to work at it. Just…

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Review: What if retirement makes you miserable?

Most people romanticize retirement. It’s really easy to do – even aside from the grass always being greener on the other side, you’ve been working towards retirement for the past 30 or 40 years. But that’s actually pretty dangerous. We may spend 40 years building up our savings, but you have a good 20 or…

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The Reason Convertible Cars Were Invented

Note:The following is a guest post from Jud Mackrill, CEO of Mineral Interactive, which serves the Retirement Researcher community through digital communication services. Jud regularly writes about financial planning and business management and we think his insights are valuable for our members. Enjoy! It has been four months since I last drove down the West…

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What Are Annuities?

Annuities are like power tools. In the right hands, they can help you considerably, but if you don’t know what you’re doing, you could cut your fingers off.

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Don’t Leave Home Without Your Financial GPS

Every financial plan is wrong. They’re all shots in the dark. It’s impossible to predict the future, and there’s an almost infinite number of moving parts that will impact your financial life. Also, even if you were to make the best predictions possible, your plan is out of date the instant you finish creating it.…

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