The change from working and saving to not working and spending from your portfolio is daunting. Layered on top of these “normal” concerns are today’s troubling headlines. This “headline risk” has contributed to recent market volatility. While we understand that this volatility can cause one to be nervous, our view is that no matter the market, one can always be worried about it. So, what should you be doing now or in the future if you have these concerns?
Anyone with a taxable investment account should be thinking about gain/loss harvesting.
There has been too much emphasis on the portfolio and spending conservatively to keep failure rates low. This is not the whole story for retirement income. Certain circumstances, which we will explore, may allow retirees to accept a higher probability of “failure,” and spend more aggressively from their investment portfolio.
The Retirement CARE Analysis can help you figure out your asset allocation and an appropriate spending rate for retirement.
Asset allocations come in many shapes and sizes, but they’re never more important than when you enter retirement.
Retirement income comes in many forms. Wade Pfau considers the pros and cons of a rising equity glide path.
Total-return investing focuses on building diversified portfolios from stocks and bonds to seek greater long-term investment growth.
Index investing came from humble beginnings to become one of the most widely used strategies in use today.
Everyone has heard of investing in an index, but not many people understand what that really means, so we decided to break it down for you.
Boston-based DALBAR has published updates of its “Quantitative Analysis of Investor Behavior” study annually since 1994. The study is meant to educate investors about how the returns they earn generally lag behind the returns for market indices widely reported in the media. The study analyzes the sources of poor investor performance, finding that the bad […]