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What Does Your Funded Ratio Score Mean?

By providing your financial objectives and the ways you want to fund them with essential and discretionary expenses, you can create a framework. Your Funded Ratio score will tell you how close your aspirations are to your reality.

Taking Portfolio Spending Into the Real World for Retirees

There has been too much emphasis on the portfolio and spending conservatively to keep failure rates low. This is not the whole story for retirement income. Certain circumstances, which we will explore, may allow retirees to accept a higher probability of “failure,” and spend more aggressively from their investment portfolio.

The Possibilities of Broader Diversification in Retirement

Often, retirees are limited to accepting whatever a researcher assumes about market returns in order to obtain guidance about sustainable spending rates. I proposed a general framework for determining a safe withdrawal rate for a given retirement duration, acceptable failure probability, asset allocation, and capital market expectations.

What is Risk?

role of risk in investing retirement researcher

Risk is one of those complicated concepts that you can’t really pin down to one definition, but it’s the single most important factor for investors.

Join us for our FREE Webinar:

The Election and the Stock Market:

Understanding the Effects on Your Investments

Hosted By:

Bob French, CFA

Register now to attend LIVE!

Join us for a FREE webinar:

Disability and Early Retirement:

What You Can Do to Protect Yourself Now

Hosted By

Doug Strott

Tuesday, May 21st

1:00 - 2:00 PM ET

Reserve Your Spot and Register Today!

Are You Ready for a Challenge?

Register to attend our FREE 4-Day Retirement Income Challenge event on March 4th – 7th from 12:00 – 2:00 PM ET each day.

Click below to learn more and reserve your spot!