Retirement Income Funding

The Possibilities of Broader Diversification in Retirement

Often, retirees are limited to accepting whatever a researcher assumes about market returns in order to obtain guidance about sustainable spending rates. I proposed a general framework for determining a safe withdrawal rate for a given retirement duration, acceptable failure probability, asset allocation, and capital market expectations.

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What is Risk?

role of risk in investing retirement researcher

Risk is one of those complicated concepts that you can’t really pin down to one definition, but it’s the single most important factor for investors.

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